Classes

Florida strives to be the friendliest ?military state? in the country so much so, that we have a non-profit corporation, created by the state of Florida, called Veterans Florida. The corporation is designed to help veterans fully transition to civilian life in the sunshine state. This is where you come in. You will navigate today's Veteran through the homebuying process explaining the difference between Pre-Qualify and Pre-approval, define, Maximum Debt Ratios, Maximum Loan Amounts, review, the importance of Credit Counseling and review the FR/BAR Sales Contract, as it pertains to the Sales VA process

Objectives:

• Describe Basic Entitlements
• Explain the difference Between pre- qualify and pre -approval. 
•  Who is eligible for a VA Guaranteed Loan 

Understanding real estate law is part of every real estate licensee's business. The more a licensee knows, the better he or she can work with customers and safeguard them from legal complications. Buying and selling property requires a lot of legal paperwork. Today, more than ever, it is important to know the laws governing the practice of real estate. This material will provide a red flag notice of when participants are potentially going into a danger zone - the unlicensed practice of law.

On the list of chief things to be articulate about as a Realtor®, mortgage loans hang out fairly close to the top! Reflecting new guidelines this course reacquaints Realtors® with the intricacies of the Federal Housing Administration Lending Policy and Practice, including the four programs of the National Housing Act most used by today's consumers.

Objectives: 

• Understand the basics of FHA Guidelines in order to help them provide information to their clients on the following types of FHA Loans: 203-B , 251-A, 234-C, 203-K, 245-A&B