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OSCEOLA COUNTY ASSOCIATION OF REALTORS®

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Market Statistics

638
Closed Sales

0.9% up from 2025

$380,000
Median Sale Price

-1.2% down from 2025

4,588
Active Inventory

0.3% up from 2025

56 days
Median Time to Contract

-5.1% up from 2025

Buyers take another look at adjustable-rate loans

Nearly 9% of purchase borrowers chose an ARM in mid-September as higher fixed rates pushed more buyers toward lower initial payments.

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Fannie Mae raises 2027 mortgage rate forecast

The agency now expects mortgage rates to average 7.5% next year, up from its September forecast of 6.7%, while lowering its projections for home sales.

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Five questions to ask about appraisal changes

A new appraisal reporting format is rolling out. These five questions can help agents prepare for lender changes, customer conversations and transactions.

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