Addendum H allows buyers to set maximum premiums for homeowner?s and flood insurance and cancel the contract without penalty if they cannot secure coverage at a price they can afford.

Florida property owners can take steps to guard against increasingly sophisticated deed fraud involving forged documents, deepfakes and voice cloning. Experts recommend monitoring property records, enrolling in county alert programs and considering owner?s title insurance.

Luxury real estate agents can build business without inherited connections by demonstrating expertise, discretion and strong market knowledge. Public records, thoughtful analysis and relationships with trusted advisers can help agents identify opportunities, earn affluent customers? confidence and generate referrals.